Close Motor Finance is able to assess any given finance proposal on a case-by-case basis, rather than use a points scoring system. This means that by underwriting proposals manually many proposals rejected by a competitors scorecard system may be accepted.

Close Motor Finance core product is Conditional Sale which is the most common way to finance a vehicle through a motor dealer. At the beginning of the agreement, the customer pays a deposit to secure the vehicle while the remaining balance is paid over a set period. Interest is charged on the amount remaining and payable as part of the fixed monthly payments. Full ownership of the vehicle passes from Close to the customer on the final payment. The benefits of a conditional sale plan are largely focused around convenience for the customer.
The Agreement can be settled early subject to the the finance company's early settlement quotation which can be given at any stage during the term of agreement.
 

We are also able to offer specialist finance for customers with problematic credit history, such as CCJ's. We work with a couple of finance companies who specifically cater for these situations.

Unfortunately we are not licenced for debt adjusting and debt counselling, so we are legally unable to transfer existing finance from your part exchange vehicle, ( if it is currently on finance) to your new purchase, this will have to be taken up with your current finance company.